Straightforward, affordable protection for a set period — 10, 20, or 30 years — for exactly when your family needs it most.
Term life insurance provides a large death benefit for a specific period, or 'term.' If something happens to you during that term, your family receives a tax-free payout to replace your income and stay on their feet.
It's the most affordable way to buy a lot of coverage, which makes it ideal for protecting your family through your working years, a mortgage, or while the kids are still at home.
Term gives you the most coverage for the lowest premium — ideal for big protection on a budget.
Your rate stays the same for the entire term you choose — 10, 20, or 30 years.
Most term policies can be converted to permanent coverage later, without a new medical exam.
Protect income, a mortgage, and your children's future with coverage that fits real family needs.
If any of these sound like you, Term Life is worth a conversation. A licensed agent will help you decide — with no pressure either way.
Share a few basics with a licensed agent — no exam, no obligation.
We shop trusted carriers and match you to the best fit for your budget.
Approve by phone and your coverage begins. Simple as that.
No exam, no obligation. A licensed Pinnacle agent will confirm your exact options and answer every question — at your pace.