Affordable whole-life coverage from $5,000 to $50,000 that pays your family in days — no medical exam, for ages 45 to 85.
Final expense insurance is a small whole-life policy designed to cover the costs at the end of life — the funeral, burial or cremation, final medical bills, and any small debts left behind.
It never expires as long as premiums are paid, the rate is locked in the day you enroll, and the benefit is paid in cash directly to the people you name — so grief never turns into debt.
No health questions and no exam on guaranteed plans. If you're 45–85, you qualify.
Your premium is set the day you enroll and never rises. Many start under $30 a month.
The benefit is paid directly to your loved ones, usually within days, to use however they need.
A quick call with a licensed agent is all it takes — no paperwork, no waiting rooms.
If any of these sound like you, Final Expense is worth a conversation. A licensed agent will help you decide — with no pressure either way.
Share a few basics with a licensed agent — no exam, no obligation.
We shop trusted carriers and match you to the best fit for your budget.
Approve by phone and your coverage begins. Simple as that.
No exam, no obligation. A licensed Pinnacle agent will confirm your exact options and answer every question — at your pace.