Final expense coverage from $5,000 to $50,000, paid to your loved ones in days — with a rate that's locked in for life. Quiet, certain, and handled with dignity.
When the time comes, your family receives a tax-free benefit — in cash, within days — so they can grieve without a single bill to open.
Without a plan, that bill lands on the people you love — at the worst possible moment. A small policy today keeps grief from turning into debt.
One modest policy that quietly handles the costs at the end of life — and leaves a little something behind.
No health questions and no exam on our guaranteed plans. If you're 45 to 85, you qualify — whatever your medical history.
Your monthly premium is set the day you enroll and never rises. Many applicants start under $30 a month.
The benefit is paid directly to your loved ones — in days — to spend however they need. Funeral, bills, or a final gift.
Three thoughtful levels of protection. Pick a starting point — your agent tailors the rest to your age, state, and budget.
*Full benefit from day one on health-qualified plans. Starting rates are illustrative and vary by age, state, and health; your exact rate is confirmed by a licensed agent.
Share a few basics with a licensed agent — no exam, no paperwork, no pressure.
We compare A-rated carriers and show the best fit for your age, state, and budget.
Approve by phone and your coverage begins. Your family is protected from day one.
A free, no-pressure call with a licensed Pinnacle agent. Choose a day and time and we'll confirm by phone.
Select a day to see available one-hour times, 9:00 AM – 8:00 PM Eastern, seven days a week.
Prefer to talk now? Call 1-863-274-1138 — every day, 9 AM – 8 PM Eastern.
"When my husband passed, the last thing I needed was funeral bills. Pinnacle had us covered and the check arrived within days."
"Our agent spent nearly an hour walking us through every option. No pressure, just honesty. My mother has a $15,000 policy at $48 a month."
"My dad passed six weeks after we enrolled. I dreaded the claim, but they walked me through it and the funds were in my account in 48 hours."
"At 78 with heart disease I was sure no one would cover me. Pinnacle found me a guaranteed plan the same afternoon I called."
"They matched my mom — 82 with COPD — to a plan I thought was impossible to find. I can finally stop worrying."
"Booked on a Tuesday, my father had a policy by Friday. Smoother and kinder than I ever expected."
No exam, no obligation. A licensed Pinnacle agent will confirm your exact rate and answer every question — at your pace.
Takes about 60 seconds.
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